PRIVACY POLICY

Last Updated: 05/13/2026

Creative Mortgage, LLC. (“Company,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you register for our webinar, access our website, or participate in our educational programs.

Information We Collect

We collect Nonpublic Personal Information (NPI) as defined under the Gramm-Leach-Bliley Act, including:

• Identifiers (name, SSN, DOB, address)

• Financial data (income, assets, bank statements)

• Credit data (credit reports, scores, trade lines)

• Employment and housing history

• Online interaction data

How We Use Information

Your information is used to:

• Process mortgage applications

• Verify identity and creditworthiness

• Communicate loan status and next steps

• Meet legal and regulatory obligations

Information Sharing

We may disclose your information to:

• Lenders, investors, and loan purchasers

• Credit bureaus under the Fair Credit Reporting Act

• Service providers (processing, underwriting, compliance)

• Government agencies when required

We do not sell your personal information.

Confidentiality & Security

We maintain physical, electronic, and procedural safeguards compliant with federal standards to protect your information.

Your Rights

You may:

• Request access to your data

• Request corrections

• Opt out of certain communications

(Some information may be retained as required by law.)

Data Retention

We retain records in accordance with mortgage industry regulations, including federal and investor guidelines.

Cookies and Tracking

We use cookies and analytics tools to improve user experience and marketing performance.

Updates to Policy

We may update this Privacy Policy periodically. Changes will be posted on this page.